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important information about us
Terms and conditions
Last updated: 19th August 2022
Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the http://www.fjfinance.co.nz website which owned and maintained by FJ Finance Limited ("us", "we", or "our").
By accessing this Website (other than to read these Terms for the first time), you accept and agree to these Terms. You must not use this Website if you do not agree with these Terms.
FJ Finance Limited reserves the right, at our sole discretion, to modify or replace these Terms at any time. Please check these Terms at regular intervals for any changes.
The information contained on this website has been prepared under New Zealand law for the supply of these products and services in New Zealand only. Please do not use this Website if you do not reside in New Zealand. Website content While we have made every effort to ensure that the information contained on the website is complete and accurate, we do not represent or warrant the accuracy or completeness of any information on the website or that this information is suitable for your intended use. The website contains some information provided by third parties. This information is provided for information only and we are not responsible for the accuracy of such information. Third Party Content This website may link to other websites and contain information and materials from third parties, which we do not have control over, and are not responsible for, any Third Party Material (including its currency, accuracy or reliability). We do not in any way, sponsor or endorse the Third Party Materials. We do not accept any liability of any description for any loss suffered by you by relying on anything contained or not contained on these linked websites. Limitation of Liability To the fullest extent permitted by applicable law, we exclude all liability for any loss or damage, including any consequential loss or indirect loss, loss of data or loss of profits, loss of profit, loss of reputation or loss of business arising in relation to the use or reliance of any part of this website or any information on this website (including any Third Party Materials, any recommendations or results generated by the website, the inability to use any part of this website or the features on this website), whether or not it is caused by our negligence, and whether or not the possibility of loss was known to us. Security We take reasonable steps to protect the information that you use this website. However, we cannot guarantee the security of any information and contents that you transmit to us using this website. Therefore, You acknowledge that it is your responsibility to implement sufficient procedures and effort to satisfy your particular requirements for the correct display and/or presentation of any information contained on this website. We do not accept responsibility for any such interference or damage to your systems which arises in connection with your use of this website. Financial products and financial services We do not offer to supply any financial products or financial services on the website. We may pass on the information (including personal information) that you supply on the website to relevant participating financial advisers if you choose to do so on the website. You are then responsible for dealing with the relevant participating financial adviser in applying for relevant financial products and/or financial services. Intellectual Property We hold all copyright and other intellectual property rights in this website and reserves all rights, except as set out in this disclaimer. You may electronically reproduce and store the contents of our website solely for the purposes of viewing the website, or saving website content, for your own personal use. You may not display or distribute the content of any of these pages in public or where the content is accessible to the public, including any reproduction in any form on the Internet, without permission from us. All names, logos and trade marks on this website are the property of their respective owners. Nothing on this website should be interpreted as granting any rights to commercial use or distribute any names, logos or trademarks, without the express written agreement of the relevant owners. Privacy We may collect your personal information through this Website. We collect, use, hold and disclose your personal information in accordance with the Privacy Act 1993 and our privacy policy. Our privacy policy, contains further information about how we collect, use, hold and disclose personal information. It also includes information about how you may access and correct the personal information that we hold about you and how to lodge a complaint relating to our treatment of your personal information, and how we will deal with such complaint. Disclosure Statement A disclosure statement relating to the financial advisers associated with this website are available on request and free of charge. Contact Us If you have any questions about these Terms, please contact us.
By accessing this Website (other than to read these Terms for the first time), you accept and agree to these Terms. You must not use this Website if you do not agree with these Terms.
FJ Finance Limited reserves the right, at our sole discretion, to modify or replace these Terms at any time. Please check these Terms at regular intervals for any changes.
The information contained on this website has been prepared under New Zealand law for the supply of these products and services in New Zealand only. Please do not use this Website if you do not reside in New Zealand. Website content While we have made every effort to ensure that the information contained on the website is complete and accurate, we do not represent or warrant the accuracy or completeness of any information on the website or that this information is suitable for your intended use. The website contains some information provided by third parties. This information is provided for information only and we are not responsible for the accuracy of such information. Third Party Content This website may link to other websites and contain information and materials from third parties, which we do not have control over, and are not responsible for, any Third Party Material (including its currency, accuracy or reliability). We do not in any way, sponsor or endorse the Third Party Materials. We do not accept any liability of any description for any loss suffered by you by relying on anything contained or not contained on these linked websites. Limitation of Liability To the fullest extent permitted by applicable law, we exclude all liability for any loss or damage, including any consequential loss or indirect loss, loss of data or loss of profits, loss of profit, loss of reputation or loss of business arising in relation to the use or reliance of any part of this website or any information on this website (including any Third Party Materials, any recommendations or results generated by the website, the inability to use any part of this website or the features on this website), whether or not it is caused by our negligence, and whether or not the possibility of loss was known to us. Security We take reasonable steps to protect the information that you use this website. However, we cannot guarantee the security of any information and contents that you transmit to us using this website. Therefore, You acknowledge that it is your responsibility to implement sufficient procedures and effort to satisfy your particular requirements for the correct display and/or presentation of any information contained on this website. We do not accept responsibility for any such interference or damage to your systems which arises in connection with your use of this website. Financial products and financial services We do not offer to supply any financial products or financial services on the website. We may pass on the information (including personal information) that you supply on the website to relevant participating financial advisers if you choose to do so on the website. You are then responsible for dealing with the relevant participating financial adviser in applying for relevant financial products and/or financial services. Intellectual Property We hold all copyright and other intellectual property rights in this website and reserves all rights, except as set out in this disclaimer. You may electronically reproduce and store the contents of our website solely for the purposes of viewing the website, or saving website content, for your own personal use. You may not display or distribute the content of any of these pages in public or where the content is accessible to the public, including any reproduction in any form on the Internet, without permission from us. All names, logos and trade marks on this website are the property of their respective owners. Nothing on this website should be interpreted as granting any rights to commercial use or distribute any names, logos or trademarks, without the express written agreement of the relevant owners. Privacy We may collect your personal information through this Website. We collect, use, hold and disclose your personal information in accordance with the Privacy Act 1993 and our privacy policy. Our privacy policy, contains further information about how we collect, use, hold and disclose personal information. It also includes information about how you may access and correct the personal information that we hold about you and how to lodge a complaint relating to our treatment of your personal information, and how we will deal with such complaint. Disclosure Statement A disclosure statement relating to the financial advisers associated with this website are available on request and free of charge. Contact Us If you have any questions about these Terms, please contact us.